Private Lending: Better Than Stocks?

Private Lending: Better Than Stocks? “The human species, according to the best theory I can form of it, is composed of two distinct races, the men who borrow, and the men who lend.” —Charles Lamb When most people think about investing or growing their money, their...

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The War on Your Portfolio

Benjamin Franklin once said, “Wars are not paid for in wartime; the bill comes later.” While this remains true in many ways, chances are, your portfolio and your wallet have already paid a price since the military invasion of Ukraine. However, the Russian-Ukraine...

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The Value of Liquidity: Capitalize On Your Cash!

“Success is where preparation and opportunity meet.” – Bobby Unser, Indianapolis 500 Champion Do you have access to cash on demand? Or are you locking up your assets, or keeping them liquid? The answer may be influencing your prosperity more than you...

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Wealth Beyond Wall Street (AKA Safe Money Millionaire)

The Good, The Bad and The Ugly

The name is catchy. And nobody willingly turns down safety. But here’s what’s going on so you can decide. After all, it is your money, your life, and your life insurance.

The product being promoted is Index Universal Life, IUL for short. IUL products have risks associated with them that participating whole life insurance products simply don’t have. And let’s make something clear real fast here. IUL is BASED on Wall Street performances and IS NOT beyond Wall Street.

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The Ultimate Retirement Plan Alternative

Yikes! It’s not so bad if your “error of judgment” means you picked the wrong brand of toothpaste or even the wrong resort hotel. But it’s mighty serious, indeed, if your error of judgment leaves you struggling to get by in retirement—particularly if your health (or the health of someone close to you) means you can’t go back to work.
What then?
According to AARP, those errors of judgment have left the majority of baby boomers believing they’ll be forced to postpone retirement. And half have little confidence they’ll ever be able to retire.

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Lessons of The Big Short

“The thought-provoking film is a timely reminder of the lessons from a financial crisis which are too quickly forgotten.” ~ Patrick Durkin, Sydney Morning Herald Hollywood Tells the Story of the Lie That Crashed the Economy                Hollywood’s big screen...

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Did Your Retirement Plan Make the Headlines?

It’s a fun news day today. Let’s look at some of the headlines: Stocks inch up but S&P ends quarter at loss – TribLIVE Business Stocks tumble, yields drop as Greece veers toward default – Reuters US Leon Black’s Sell-Everything Call Has Been Heard by...

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Glossary of Terms

Throughout this web site we are going to use some financial terms. We will even have some blog articles that give examples of these terms as they are applied to real-life examples. Just in case we throw out some terms with which you are not familiar, here is a quick...

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